Cartel and E-books Essay

The article I chose concerns the up and coming antitrust preliminary of Apple for intriguing with distributers to raise the cost of digital books (Chen and Bosman, 2013). For what reason was the firm explored for antitrust conduct? Apple was explored, just as a few distributing organizations for contriving to keep digital book costs high. Amazon is the greatest retailer of digital books, and the distributing business has been tossed into confusion by the notoriety of digital books. Distributing organizations utilized the old distributing model of selling digital books like print books where the distributer offers the book to the retailer, similar to Amazon or Apple, at about a large portion of the cost of the spread cost and the retailer can sell the book at whatever value it picks. (Chen and Bosman, 2013) Apple went into contracts with distributers that utilization a â€Å"agency model† to value digital books. This implied distributers would set the cost of digital books, and the retailer would get 30% of the deal cost as benefit. Apple additionally specified that distributers couldn't set a value lower than the cost in Apple’s digital book store. (Chen and Bosman, 2013) This activity by Apple was explored in light of the fact that the main role of these agreements was to keep the digital book costs higher, and to diminish rivalry between book shops. Amazon, the goliath in the market, would not have the option to contend on cost, and digital books would cost purchasers more. Recognize a portion of the costs (monetary and nonpecuniary) related with the antitrust conduct (firms having power in the market). Moreover, note the particular antitrust act (Sherman Act, Clayton Act, and so forth.) under which the infringement was examined. The monetary expense of the activities of Apple is that customers will pay more cash for books, and Apple, just as other book retailers, won't need to contend on cost with Amazon who rules the market. This will cost Amazon, and book shops and distributers may get more cash-flow to the detriment of shoppers. The non-financial cost will be that books won't be as accessible at low costs to customers who need them, however can't bear the cost of the cost. Value fixing is an infringement of segment 2 of the Clayton Act of 1914. This demonstration precludes value segregation that did not depend on cost contrasts that decreases rivalry. (McConnell, Brue, and Flynn, 2012) Given your examination and discoveries, are restraining infrastructures and oligopolies (firms exhibiting power) in every case terrible for society? Make certain to give true instances of where this might be the situation to fortify your position. Give at any rate one case of a situation where having a syndication or oligopoly may really profit the general public. As per my examination for this situation, Amazon’s show of oligopoly power is useful for society since digital book costs are lower when Amazon attempts to square different contenders from entering the digital book market, and more digital books are then accessible to people in general. This is a decent true case of the positive impact that an oligopoly can have for society, and a case of how guideline is required, and hostile to confide in laws, when oligopolies use arrangement to contend as opposed to letting the free-advertise work. References Chen, B. X., and Bosman, J. (2013, June 2). digital book antitrust preliminary of Apple to start. The New York Times. Recovered from http://www.nytimes.com/McConnell, C. R., Brue, S. L., and Flynn, S. M. (2012). Financial matters (nineteenth ed.). Recovered from http://devry.vitalsource.com/#/books/0077587766/pages/50192724

Women Role In Society Essays - Gender Studies, Gender Role, Gender

Ladies Role In Society How American culture characterizes a female or (male) What is the lady's job in the public arena? People are in no way, shape or form equivalent. There are continually going to be sure properties of every sexual orientation that the other sex can't copy. This means the one is better than the other. Despite the fact that we are seeing an ever increasing number of ladies prevailing in life than men, American culture despite everything characterizes a ladies as inconsistent. Society has separate people by marking them. It is basic for men to be viewed as solid and ladies to be viewed as frail. The way of life imagines that ladies can't do tasks like men do, for example, firemen or cops and so on and on the off chance that they carry out these responsibilities, the way of life takes a gander at these ladies in a negative side on the grounds that these occupations are manly and ladies shouldn't carry out these responsibilities. Besides, culture characterizes a lady as a touchy individual; anyway so as to acquire these occupations, you must be forceful and intense and a lady isn't that way. The female-male compensation hole is an extremely target portrayal of an acknowledged type of male predominance, regardless of whether it is reasonable or not. In business, men have consistently been in charge. Presently, ladies are battling for equity in the work environment. Be that as it may, American culture needs a lady to be a house spouse, to simply remain at home and deal with youngsters. For what reason would it be advisable for them to? They reserve the privilege to settle on their own choices. In the event that a lady is keen on a vocation and meets the capabilities that business requires, she ought to be viewed as qualified for that activity. The fact is that men have regarded ladies as subordinates from the beginning of time since that is the thing that they have been instructed by the way of life: that ladies are not equivalent to men. With regards to sexuality, the way of life despite everything doesn't characterizes ladies as equivalent. For example, a similar young lady who is constrained into engaging in sexual relations on Saturday, may be called skank and prostitute on Monday morning, however the man who constrained her into sex at the gathering will be called something like macho man or you are the man. For what reason is this unique? This is oblivious. At the point when men have increasingly more sex with young ladies it resembles an accomplishment for them. His companions disclose to him you have accomplished a great deal throughout everyday life, except if young ladies engage in sexual relations with increasingly more folks; she is filthy and it is disfavor for her. To put it plainly, ladies ought to be characterized equivalent to men. Ladies ought to be permitted to do whatever they want in their heart, much the same as any men do. I see no explanation other than obliviousness that we should keep these standards set up. Social Issues

Mexico things

Mexico things Hey Internet, how’s it going? Good? Good! Personally, I’ve had a pretty lazy past two weeks, indulging in Netflix and the sun and a near-absence of productivity three things I have not experienced consistently in a very long time! Before that, though, I was in Mexico for two months doing research at a tiny university on the outskirts of Mexico City, which was a really cool adventure. My research internship was part of our MISTI program, for which (if you aren’t familiar) you can intern abroad in a foreign country of your choice, given that there is a MISTI program available in that country. Currently there are nineteen countries, and (I just learned this from the MISTI web site) over 850 students participate in the program each year! Which is a lot, but not surprising, especially given that the internships are fully funded. So as for my experience, I will start from the beginning, when I had been procrastinating for a very long time in figuring out what I would do this summer, saying uhhh probably a UROP to anyone who asked about summer plans, when truthfully I had no idea what to do. Then some time during March or April, I heard two friends reminiscing about their MISTI internships from the previous summer and I asked them something like, oh, its too late to sign up for MISTI at this point, right? to which they said, “No, it’s not!” To be sure, some MISTI programs require you to apply during fall semester or to take certain language, history, or culture classes about the country youre applying to, but fortunately, the deadlines and requirements vary by country such that procrastinators like me can still land an internship in mid spring semester. If I remember correctly, I was even a bit past the deadline for the Mexico program when I applied, as was my friend Marcus, whom I persuaded to come to Mexico as well. As a digressionary piece of life advice, if you think youre barred from an opportunity because you missed the deadline by just a little bit, you should still communicate with whomever is in charge and see if there is leniency. I definitely dont recommend disregarding deadlines as general practice, but a lot of times, they’re flexible! Anyway, when I first met with the coordinator for the program, she asked me a couple of questions about what I was studying (Economics), what kind of internship I wanted (research in Economics, preferably public policy?), and what my past work experience was (basically nothing related!). Economics is not a super common field of study for undergrads, and while she said she thought she could probably find something for me, it wasnt entirely guaranteed. So there was still the off-chance I would have to do “uh probably a UROP” or something, though this thankfully never materialized. My impression is that at least a good majority of students who apply to MISTI do get placed into internships theyre satisfied with, but I definitely also have heard of people who dont get placed, which is especially disappointing when they dont have alternate summer plans to fall back on. Another impression I have is that not getting an internship has much more to do with the coordinator not being able to find one available in your field of study as opposed to an application that isnt “good enough,” but again that is only based on what I’ve personally seen and heard. For better information, maybe email the MISTI coordinators, who definitely know more about this than I do. What the MISTI student portal looks like. I then submitted a few other things necessary for the program, including my resume and a “Letter of Motivation” which explained why I wanted to do MISTI-Mexico and why I was interested in doing public policy research. It totally wasnt a difficult application I think the hardest part for me was asking for the two letters of recommendation, cause I felt intimidated by the idea of making such a request of my already-busy professors. When it actually came down to it though, they didn’t seem to be annoyed or sad (or like, mercilessly enraged) at all! They seemed willing and happy to do it. I don’t really know what I expected. :’) From there, it didn’t take that long for me to be notified that I was placed for the program as a research intern in a small university called CIDE, or Centro de Investigación y Docencia Económicas. I had very little idea of what to expect, but regardless I had an internship (!!) so I threw a tiny mental party of excitement. The only other thing I had to do after that was to attend a series of presentations about stuff like safety and Mexican culture and potential fun places to visit, and basically anything else they thought we should know before going to the country. Status: placed! I left on the plane for Mexico the day after finals ended May 21st which is super early compared to most peoples schedules. I think mid-June is more normal. The earliness was necessary in my case, though, since the place I was interning at was closed for part of the summer, meaning I would have to come during May if I wanted to squeeze in a respectable 8-week internship. I moved into a small apartment that I had found online the next day, which was somewhat difficult because the landlord spoke really fast Spanish with an accent that I could barely understand. I would experience many awkward difficulties understanding Spanish in the two months to come, as well as a massively growing sense of respect for people who can speak a non-native language well. That part was seriously not as easy as I had hoped. Sunset view outside the room Cool selfie in front of the opposite-facing window. My first work day was pretty standard: I met my research supervisor and some students from the school, got a tour of campus, and got some data to start doing things with. The professor who would be my supervisor was the director of the Economics program, and when I mentioned to the other students I was working with her, they were like wow, she is a pretty big deal! Interestingly, she lived all of her life in the US up until finishing her PhD, after which she moved to Mexico City and has lived there ever since. Her research relates broadly to development and social welfare, though her interests this summer seemed more focused on public health issues. So the first project I was given to work on was a simple study to determine how consumption of sugary beverages and foods has changed in Mexico over the last several decades and if this trend had varied across certain socioeconomic factors. I would spend most of my time thereafter doing data analysis for various hypotheses related to grow ing obesity rates, which apparently is an even more significant public health problem in Mexico than it is in the US. Although that wasnt the precise topic I was like #1 most interested in, it was definitely still a worthwhile/educational experience to do research like a Real person. I would come to campus each day between 10 and 11 and work until 6 or 7 each evening, and gave progress updates to my professor often. CIDE campus. Source One morning within the first week or two I was there, my professor mentioned to me that she thought the housing I had found for myself wasnt all that nice. I couldnt really decipher if she meant that she thought it wasnt safe, or what; I mean, I guess it was in a less-upscale part of the area, but I personally didnt have any complaints about it! Either way, she generously invited me to come and live with her and her young daughter instead, which was a much better situation cause her house is super nice, probably a lot safer, and also significantly closer to the university. I ended up living there for the majority of my time in Mexico and consequently spent more time than I had anticipated watching anime with the ten-year-old daughter of two professors who amusingly always said exactly what she was thinking. Being around kids requires patience, but it is nice. :) A picture from the neighborhood I moved to, which I only took cause I was like ¡ ¡ ¡ ¡ dogs!!!!!!!!! As for other stuff I did, my professor and her daughter brought me to see the famous National Museum of Anthropology and to other interesting spots around the city while I was there, which was totally unexpected and kind. It seemed like in addition to the research internship, she was also concerned with how I was personally enjoying my time in Mexico. I noticed that in general Mexicans seem more socially forward and hospitable than Americans, and when I met new people for the first time they would say stuff like oh, you should meet my family! or suggest we could go somewhere fun on the weekend. So I ended up being taken to various places by various families and seeing a lot of the citys biggest attractions without even trying (though I did take my last five days in the country after I my internship had ended to purposefully and methodically do all the remaining touristy things). I also hung out a lot with mi amigo Marcus 18, who was the only other person I really knew who was doing M ISTI in Mexico City. Which was a fun time (???* ) though it would have been better if the city werent so enormous, cause we were still about 50 minutes apart. The time another professor at CIDE and his family brought me to see the pyramids at  Teotihuacan A very strange painting I found in a famous cathedral of three Jesuses stepping on some flying baby heads! .-. Anyway, the summer I had abroad was great thank you MISTI and thank you Mexico. :) Though of course it feels good to be home.

Actuarial Finance Advanced Enterprise Risk Management Finance Essay - Free Essay Example

Sample details Pages: 9 Words: 2772 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? A rating-based credit model can typically be looked at as two separate parts; a credit sensitive component based on the firms rating and a non-credit sensitive part which looks at other factors which have an impact on a bonds price. There are two primary ways for identifying these factors as described below. The first way to identify factor structures is to take known factors which are likely to impact the price of the bond and then use multivariate regression techniques to identify each bonds exposure to the factor. Don’t waste time! Our writers will create an original "Actuarial Finance Advanced Enterprise Risk Management Finance Essay" essay for you Create order These factors are commonly broken down into two categories: Fundamental factors These are factors which are specific to each individual issuer and can be derived from a companys annual report and accounts. For example, one factor could be the companys price to book ratio. Economic factors These are economic factors which are external to the company but known to affect the price of bonds. For example, these could include interest rates, exchange rates and / or commodity input prices. The second way to identify factors is through a statistical analysis. This method eliminates the need to have any prior knowledge about the factors affecting the bonds price. The idea of the statistical analysis is to identify other predictable time series that, in aggregate, can mainly explain the historic returns of the bonds in question. These time series are then our factors and we can calculate the exposure of each bond to each factor. The most common way to do this is through a principal component analysis. As seen in lecture notes, if we assume changes in credit ratings are independent of the other factors identified above then an r rated bond can be valued as below: Where represents the cash flow of the bond at time i. The term represents the impact on the price of the credit rating has, i.e. the discounting impact of the credit spread. The represents the price of a default free zero coupon bond paying 1 at time t, given it is currently time . Here we can build in the factor structure pricing model described above. A risk manager of the life insurer interprets the term tail dependency to mean correlations between returns in those cases where the return is relatively adverse over a relatively short time period, say, in the bottom 1% or 5% of outcomes in a given month. The risk manager asserts that bonds of similar duration issued by different companies typically exhibit higher tail dependency (as defined above) than their common stock, i.e. their equity share capital. (b) Identify economic reasons for and against this point of view. [6 marks] For: Corporate bond returns are largely driven by the underlying government bond yield (i.e the interest rate) of the same duration. Therefore, if the government bond yield at a particular duration rose sharply, the value of all corporate bonds at that duration would fall sharply, assuming credit spreads remained unchanged. A suitably large move in the government bond yield could result in all corporate bonds experience a bottom 1% or 5% outcome. Such correlations to a single underlying factor do not exist in equity markets. This is especially true for very long dated corporate bonds which are very sensitive to the underlying rate. The bottom 1% or 5% of outcomes for a bond is likely to be a default event or very close to default. A company defaulting is more likely to be a sign of hard economic times, than its common stock experiencing a tail event, which could easily be driven by a media event or localised disruption. In hard economic times you would expect the default rate to rise and credit spreads across the board to widen (i.e. tail events for a number of stocks). Equity returns are significantly more sensitive to a companys short term results (i.e. quarterly earnings and profit reports) than its bonds. These results which can trigger tail events in a companys equity are often released on different days and this observation would suggest equity markets have a lower tail dependency than bonds. Against When a companys bond has a tail event, its common stock is also likely to have fallen significantly, i.e. a tail event of its own. Therefore a tail dependency for two bonds would also imply a tail dependency for the companies common stock. Equities are much more sensitive to market sentiment in the short term than bonds. A bad market reaction to a particular piece of news can cause equity markets to crash sharply and sell off. In these situations there are rarely stocks that are exempt from the sell off and hence equities display a high le vel of tail dependency. Two bonds which have significantly different credit ratings are likely to be exposed to different factors and hence what may cause a tail event for one bond might not for another. For example, a high yielding C rated bond will be a lot more sensitive to market sentiment than a AAA rated bond and this division of market sensitivity is much less pronounced in equity markets. (c) Describe how you might test this assertion statistically. [5 marks] To test an assertion we first need to specify exactly what we want to test. We would therefore need to decide whether we are looking at the 5% or 1% tail event, what measure of tail dependence we want to look at and also which companies or markets we are talking about. We also then need to decide on what data we want to use to test the assertion. For example, we could use historic data for the specific companies or markets over the last X years. We would need to decide how many years to look at and in particular decide the relevance of major economic events and also consider if this history is likely to be a good representation of the future. Once we have decided on what data to use and collected this information we need to calculate the tail dependencies of pairs of bonds and the corresponding pairs of common stock. The tail dependence is given by Here, u is the level of tail dependence (i.e. the 1% or 5%) and the probability is calculated using the empirical CDFs or the two stocks and bonds given by the data. Once we have calculated the tail dependencies we need to check whether the hypothesis is true and also evaluate how significant the result is. For example, if the hypothesis holds in this one test but the tail dependencies are very close, there is little evidence to support the hypothesis. To further test the results we may wish to consider a longer time period, or splitting the period into a number of sub periods and seeing if the result still holds in each individual period. (d) Highlight types of insurance products the insurer might sell or investments the insurer might hold that would be particularly sensitive to correlations between different bonds or different equities in relatively adverse outcomes. [3 marks] The insurer may sell trade credit insurance to other businesses that are looking to insure against the credit risk in their accounts receivable. An increase in the correlation of credit events for the insurer, especially in adverse conditions, may trigger a high number of claims and have a large negative impact on their business. The insurer may hold a number of complex investments in credit derivative products which are highly sensitive to correlations in adverse conditions. For example an n-th to default credit derivative whereby a pay-out is made if more than n credit names default within a predefined basket. The price of the long position in the derivative will rise dramatically if there is likely to be a high correlation in the tail of bond markets. If the correlation is expected to be relatively low then it is likely even if one name defaults others will not follow and the price will be lower. Other such investment products particularly affected by the correlation in th e tail are iTraxx, CDOs, CDO-Squared, LSS and Quanto or diff swaps. The life insurer may also sell an insurance bond (or investment bond product) which allows investors to tax efficiently invest in an underlying investment fund. An investment fund which holds any of the above products will be exposed in the same way as the company to correlations in bond and equity markets. Question 2 [20 marks] (a) Summarise the main ways in which banks typical approaches to liquidity risk proved inadequate during the 2007-09 credit crisis and also summarise the main changes that Basel III is mandating to capital requirements for such risks in the light of these inadequacies. [5 marks] During the credit crisis bank balance sheets became very stretched. The majority of banks business models had relied on continued access to liquidity and I have set out a number of reason for this below. Prior to the 2007-09 credit crisis, bank risk models generally relied on past data to act as a guide to the future. Therefore stress tests carried out by banks largely underestimated the linkage between market liquidity and funding liquidity as such a scenario had not occurred before. They also had relatively little focus on developing new stress test scenarios so were caught out by the crisis. Furthermore, banks typically treated the funding cost of transaction with a maturity of less than one year to be equal. When the fear of the crisis set in and large spreads opened up between the costs of funding within the one year period (i.e. spread between overnight lending and 3 6 month LIBOR) many banks models become inadequate and had to quickly adapt. Banks also did not prop erly account for the funding and liquidity requirements of off balance sheet vehicles. Banks had largely seen these as standalone and separate from their main business, however, during the crisis banks found themselves facing large legal and reputational risks if these vehicles were not brought back onto the banks own balance sheets. This left the banks even shorter of liquidity. Additionally, a number of banks had taken out liquidity lines with other private sector firms, whereby the banks were able to access liquidity from these firms on demand. They had allowed for this provision of liquidity in their models, however, it became very difficult for banks to draw on this liquidity during the crisis. Banks found that if they were seen to be drawing on liquidity from these sources they were perceived to be more vulnerable and subsequently cut off from other sources of liquidity. Basel III has looked to address the inadequacy of banks liquidity management through two liquidity ra tios falling under pillar 1. The first of these is the Liquidity Coverage Ratio (LCR) which is designed to ensure banks hold sufficient high quality liquid assets such that they could survive and cover its net outflows over a 30 day period in a stress case scenario. The second is the Net Stable Funding Ratio which has a longer term focus and aims to encourage banks to fund their activities with stable sources of funding. Basel III also introduced additional liquidity monitoring metrics which look to address the mismatch of cash flow durations. (b) Review the risks that the pension fund might face if it enters into such a transaction and, if practical, propose refinements that might address these risks without invalidating the stated attractions of the transaction to the investment bank. You may assume that the transaction would relate to a sizeable proportion of the pension funds overall asset base. [9 marks] Firstly the pension scheme is exposed to the risk that the bank goes bankrupt and the contract becomes worthless. The pension fund would be left with a portfolio of illiquid, long-dated, less well rated corporate bonds. It may be the case that the pension scheme can sell these bonds and replace the original portfolio of bonds it had to begin with and be better off. However, in a situation where a bank has defaulted it is likely credit spreads will have widened and government yields fallen and the pension scheme would lose out and not be able to repurchase its original portfolio. One potential way to mitigate against this risk would be to invest through a pooled fund (like that run by FC) which pools pension scheme money together and put the above trade on with a number of banks, thus diversifying the risk of that one bank. Another potential solution is to enter the trade with the banks less liquid portfolio being valued at a significant haircut to market value, thus improving the likelihood of being able to replace the liquid portfolio should the bank go under. Another solution would be to require collateralisation of the difference in value between the two portfolios so that the pension scheme could regain its portfolio should the bank default. Given the purpose of the trade in the first place it would be sensible to let the bank collateralise the trade with similar illiquid holdings at a haircut. To further mitigate this risk the pension scheme could employ an investment advisor to help assess the constituents of the illiquid portfolio. Ensuring the portfolio is well diversified can help the portfolio to retain value and hence minimise losses in the event of the bank going bankrupt. The trade also introduces liquidity risk for the pension scheme, while it is true pension schemes are long term investors and are unlikely to be forced liquidators of assets, it does not mean that pension schemes are void of risks posed by low liquidity. Most of t he risks associated with low liquidity for a pension scheme are opportunistic ones. For example, suppose five years down the line, after having carried out the trade, interest rates move significantly and buyout conditions become favourable. The pension scheme would not be able to liquidate its assets for a year, in which time, markets may have moved again. Another example might be that the government wants to get pension schemes involved in infrastructure projects and offer a very attractive investment opportunity, again the pension scheme has its assets tied up and would miss out on this opportunity. There is little to be done to mitigate this risk as the pension scheme is effectively receiving a premium for its liquidity. Reducing the pension scheme illiquidity by, for example, shortening the notice period, would reduce the premium it was being paid. The only way to slightly reduce this risk without reducing the attractiveness of the trade for the bank is to ensure that the contract can be traded on the secondary market (i.e. if the pension scheme wants to get out within the years notice period, it could find another pension scheme to take its place in the trade). The easiest way for the pension scheme to do this is again to use a pooled fund. The low number of pooled funds currently offering this type of product improves the chances of the pension scheme finding a buyer in the secondary market. (c) Propose 3 reverse stress tests that might be used when reviewing and discussing the risks involved in such a transaction and indicate with reasons which of your proposed reverse stress tests might be the most plausible way in which a typical UK (defined benefit) pension fund might run into significant trouble with the proposed transaction. [6 marks] If the trade was carried out on a sensible part of the pension schemes assets it is likely an accumulation of events will need to have occurred to put the pension scheme into financial difficulties (i.e. not being able to make benefit payments as they fall due). I believe the most likely scenario is that the world economy falls into recession, leading to rising default rates and widening credit spreads. Further, the bank with which the pension scheme had entered the trade with collapses. The pension scheme is left with a portfolio of illiquid corporate bonds which are trading at extremely distressed levels due to the widened credit spreads. To add to the pension scheme woes all the growth assets are likely to have also fallen in value, while the value of their liabilities rise as gilt yields fall. In addition to the bank defaulting and credit spreads rising as two reverse stress tests, the pension scheme could be put into trouble if it faced a large portion of members request ing transfer values. This could potentially lead to the pension scheme having to sell all its liquid assets to meet these transfer values. In the extreme case, the one year lock in period could lead to the pension scheme not having assets to sell to meet its on-going benefit outgo.

Change in Marji Persepolis - 1311 Words

Topic: Character Analysis of Marji in Persepolis Audience: Teacher Purpose: To Persuade You Are Who You Are Dean Acheson once gave the timeless advice of â€Å"always remember that the future comes one day at a time†. This quote highlights how truly important each and every day is and the significance of the time you use or waste. The way that you choose to use that time, the decisions you make, and the things that surround you change who you are and greatly affect your future. These are all aspects that were clearly shown throughout the graphic novel Persepolis. It is because of these aspects of life that Marji developed the characteristics that she did. As an Iranian citizen Marji was consumed by war for a long time. This is what†¦show more content†¦For example, one day Marji’s parents told her about her Uncle Anoosh that she had never met. The two immediately had a very close bond that stayed strong even through their final few moments together. He taught her about the war, and through his stories and actions he taught her to believe in hersel f, and her ideas no matter what any one else thought. Anoosh believed in the revolution wholeheartedly and even though it may not have turned out great for him, his dedication, perseverance, and stubbornness are all traits that Marji later portrayed throughout the book. Another person who greatly impacted Marji’s life was her grandmother. She had a great influence on Marji who looked up to her, and knew that her grandmother was always there to look out for her. Marji’s grandmother had a strong moral sense that showed in every situation. She frequently acts as Marji’s conscience throughout the story; for example, in the film when Marji was about to get caught by the Guardians of the Revolution, she did whatever was necessary in order to avoid persecution. But her grandmother was quick to tell her that what she had done as wrong, and had to be set straight. Her grandmother keeps her grounded, and helps her remember who she is and where she comes from when she lose s sight of it. She taught her about humility, integrity, and that in â€Å"Life, everyoneShow MoreRelatedThe Aftermath Of War And Violence923 Words   |  4 PagesThe young generation are growing up being taught that the best way to solve something is to go to war and kill people. War and violence are making society fall to little pieces. In Persepolis by Marjane Satrapi, the main character Marji lives in Tehran, which is in the middle of a war that goes on throughout Marji s childhood there. Many of the friends that she had and family members either served in the war or were prisoners of war, like her uncle that gets arrested and then killed. The WomanRead MorePersepolis : A Child s Perspective1222 Words   |  5 Pages â€Å"Iran was the epitome of evil† This was the world’s view of Iran during its revolution. Persepolis is the autobiography of Marjane Satrapi, and it is written from a child’s perspective. Telling Persepolis from a child’s perspective affects the empathy a reader would have for Marji because people often feel more sympathy for children than other adults. Children are often seen as innocent, impressionable, and kind. This places them in a separate category where they are often judged as innocentRead MorePersepolis : The Story Of An Iranian Child Meeting Westernized Culture1205 Words   |  5 Pages Persepolis: the story of an Iranian child meeting Westernized culture Works in Translation Paper English A: Literature HL Catalina Pino-Rios XXXXX (Candidate Number) Mrs. Smithson May 2017 Bethesda Chevy Chase High School Word Count: 1207 Many people from around the world have a different perspectives of what western culture really is depending on where you are in the world, or what cultures and religions you follow. Some see is at a place of wealthRead MorePersepolis: perceptions of the veil1546 Words   |  7 Pagesï » ¿Persepolis; Perceptions of the veil [Satrapi, (b) p52] â€Å"And say to the believing woman that they should lower their gaze and guard their modesty...that they should draw their veils over their bosoms and not display their beauty...† SÃ… «rah 24:31 The autobiographical novel â€Å"Persepolis† depicts the early stages of its author, Marjane Satrapi’s life. It shows her growing up in Iran, to her studies in Vienna, and her return. In an interview in 2008, she stated that she composedRead MoreAnalysis Of Persepolis And The Kite Runner 1023 Words   |  5 PagesBildungsromans Challenge Gender Roles in Society In both Persepolis and The Kite Runner, readers are presented with two main characters in search for their own self-realization. According to Lukà ¡cs’s theory, â€Å"the self-realization of the individual ultimately sheds some light also on ‘social reality’† (22). Ultimately, readers are able to gain insight to the social realities of the characters’ nation states in both novels. Persepolis allows readers to learn about women and femininity in Iran’sRead MoreMarjane Satrapis Persepolis1238 Words   |  5 PagesPersepolis Review â€Å"One can forgive but one should never forget† is one of the quotes that Marjane Satrapi says in her memoir titled Persepolis. The memoir tells the story of Marjane when she was ten years old during the Islamic Revolution in the Middle East, specifically in her home country Iran. Most people evacuated the country because they knew there was not going to be a safe, prosperous future for their children. Due to Marji’s development from youth to maturity, she undergoes teenage rebellionRead MoreMarjane Satrapi s Persepolis 1646 Words   |  7 Pages Marjane Satrapi’s graphic novel Persepolis is an expressive memoir of her growing up in Iran during the Islamic Revolution, the fall of the Shah’s regime and the Iran-Iraq War. Unlike conventional memoirs, she uses the black-and-white comic book form to find her identity through politics and her personal experiences in Iran and it has become effective and relevant in today’s society because she is a n ormal person that has had to live through extreme circumstances. Marjane has contributed to a wholeRead MorePersepolis : The Invisible Art Essay1369 Words   |  6 PagesPersepolis In graphic memoir Persepolis, Marjane Satrapi illustrates the eventful life of Marji, an Iranian girl’s living most of her life in Tehran, Iran during the Islamic Revolution. The author commences her story as child and creates a timeline of series of events as she enters adulthood. Marji, represents many disenfranchise women, as she faces discrimination, exile, and confusion in her own country. Uniquely, Starapi’s work can be a justification to prove Scott McCloud’s design theories inRead MoreA Young Girls Growth to Maturity in Persepolis by Marjane Satrapi803 Words   |  3 PagesThe graphic novel Persepolis by Marjane Satrapi is a political and personal account of a young girl’s growth to maturity. The novel serves as an autobiography of the author’s childhood in Tehren, Iran. It describes what it was like to grow up during the 1979 Islamic Revolution, the end of the Shah’s regime, and the war with Iraq. One of the most prominent themes i n the novel is the clash between modernity and fundamentalism. The reader can observe this conflict through Irans internal oppositionsRead MoreHow and Why Is a Social Group Represented in a Particular Way? Persepolis1442 Words   |  6 Pagesgrew up under oppression during the Islamic Revolution in Iran. * Give and explain evidence of how the author presents that different social groups were marginalized/silenced. * Show how Marji and her parents shared the same beliefs when making reference to the regime.    The graphic novel Persepolis, by Marjane Satrapi, explores her childhood years in the middle of the Islamic Revolution. Situated in the commotion of the overthrowing of the Shahs regime, and the war with Iraq,  the reader

Social media and the elderly Free Essays

There is much research which indicates that social media makes it easier to interact with there people, to find people with similar interests, and to keep in touch with those whom one already knows. However, there is nearly just as much research which indicates the opposite -? that social media serves to disconnect one from one’s friends, that it creates social isolation, and that it causes superficial interactions. Adding to the difficulties in reaching a clear conclusion about this matter is the fact that many, if not most of the studies about the effects of social media on friendships and social interactions have been done on the young. We will write a custom essay sample on Social media and the elderly or any similar topic only for you Order Now Even for studies about the young, it is not entirely retain if a broader social network encourages adoption of social media, or if adoption of social media encourages a broader social network. Judging from what is known about other differences between older people and young people, it is quite likely that the ways in which they use social media will also significantly differ. Among other things, it is known that older people are usually later adopters of technology than are young people. Other things are known about social media usage regardless Of age. In particular, social media has a very different effect on one’s local social networks than it does on those at a regional or national level. Social Media A number of different researchers have found contradictory results about the effects of social media usage on older people. For instance, some studies have found that using Faceable increases weak social ties at the expense of stronger ties, while other studies have found that that does not occur. The studies which found no effect also found a relationship between the quality of in-person friendships and the use of instant messaging on social networking sites. Additionally, other differences were seen among users of social media. For instance, for those adopters of social networking who had high social irises, their number of friends increased faster than did the number of friends of those who had smaller social circles. Users of social networking sites were also less likely to ask their neighbors for help Social Networking and Mental Health In Older Adults Up to this point, there have not been very many studies of how use of social networking effects the mental and emotional health of older adults. A number of studies have found that large circles of friends is strongly associated with increased cognitive performance in older adults, while depression is strongly connected to feelings of isolation and loneliness. Because of this, there is a good possibility that using social networking can stave off depression because it can give people a greater number of social contacts. There is also some evidence that the use of social networking can help older adults to improve their cognitive performance and overall quality of life. This is because social networking increases social capital. Other studies have confirmed this and found that social networking in itself does not have any positive or negative effect on older adults. Rather, the way in which social networking is used plays a strong role in determining what effect it will have n an older person’s quality of life – some people use social networking as a way to compensate for otherwise-inadequate networks of friends, while other people use it to actively keep in touch with people they know. Making Social Networking Accessible One of the areas which the above studies have neglected is accessibility. Older people often suffer from poorer vision and other problems. Many, if not most, social media websites are designed for young and middle-aged adults. These designs are often not conducive to older people gaining as much as possible from their use of these sites. Chaos, Lair and Lie conducted a duty of how social networking can be made more accessible to older people. They found that many of these sites had been designed without older people in mind and thus did not incorporate several design principles that they found to be important. These principles included using contrasting colors, making sure that interfaces were relatively simple and intuitive, and excluding extraneous information whenever possible. They found, that if these design principles were followed, then it is likely that the satisfaction which elderly people gain from using these sites would increase significantly. Conclusion Currently, there is no consensus on how social media affects the elderly. However, there is a lot of data that suggests two possible conclusions. The first possible conclusion is that using social media either has no effect on older adults or a very mild negative effect. How to cite Social media and the elderly, Papers

Spoken English free essay sample

1. What is your name? My name is Priya. 2. What is your fathers name? My fathers name is Mr. Kannan 3. What is your mothers name? My mothers name is Mrs. Lakshmi 4. What is your father? My father is a Businessman 5. What is your mother? My mother is a House-wife 6. How many sisters do you have? I have no sister 7. How many brothers do you have? I have one elder brother 8. Where do you live? I live in V. K. Puram 9. How old are you? I am fifteen years old 10. Who is your spoken English teacher? My spoken English teacher is Mrs. Angel RaJamani 11. How many girls are there in your class? There are 62 girls in my class 2. What day is today? Today is Wednesday 13. Do you like your school? Yes, I do 14. Do you play in the evening? Yes, I play in the evening 15. What games do you play? I play throw ball, basketball 16. We will write a custom essay sample on Spoken English or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Who is your favourite teacher? Our English teacher is our favourite teacher 17. Do you read newspapers? No I dont read newspapers 18. Do you watch T. V? Yes I watch T. V 19. When do you get up in the morning? Usually I get up at 6. 00 a. m 20. How do you go to school? I go to school by bus/by cycle/on foot 21 . When does your class start? My class starts at 9. 30. a. m My favourite subject is mathematics 3. Who is your friend? My friend is Sheela 24. When do you go to bed? I go to bed at 9. 00. p. m 25. Have you got a bicycle? Yes I have got a bicycle 26. Who is our president? Our president is Mrs. Prathiba Patel 27. Who is our prime minister? Our prime minister is Mr. Manmohan Singh 28. Who is our chief minister? Our chief minister is Mr. M. Karunanidhi 29. Who is our education minister? Our education minister is Mr. Thangam Thennarasu 30. Who is your school head mistress? My school head mistress is Rev. Sr. S. Patricia 31 . Who is your school correspondent? My school correspondent is Rev. Sr. S. Arul Mary 32. How many classrooms are there in your school? 44 classrooms are there in my school 33. Do you like stories? Yes, I like stories 34. Can you dance? No, I cant 35. Can you sing? Yes, I can sing 36. Why are late to the school? I missed the bus 37. Why are you crying? I have lost my purse 38. Has the bell gone? Yes the bell has gone 39. Is tomorrow a holiday? Yes, tomorrow is a holiday 40. Who broke the bottle? I dont know 41 . What is the time now? It is 8. 00. a. m 42. May I come in Madam? Yes, come in 43. May I drink water? Yes you may 44. May I go to toilet? 45. May I read the lesson? 46. Which class are you studying in? I am studying in IX standard 47. Which section are you in? I am studying in section B 48. What day is tomorrow? Tomorrow is Friday. 49. What day was yesterday? Yesterday was Tuesday 50. Do you bring your lunch to school? Yes I do 51 . Is your school big? Yes my school is big 52. Do you pray to God daily? Yes I pray to my God daily 53. Do you help your mother? Yes I help my mother 54. Do you study well? I am trying to study well 55. Who sits near you? Nandhini sits near me in my class 56. Who is the tallest girl in your class? Gopika is the tallest girl in my class 57. Who is the best girl in your class? Gayathri is the best girl in your class 58. How many days are there in a week? There are seven days in a week 59. What are they? Sunday, Monday, Tuesday, Wednesday, Thursday, Friday, Saturday 60. How many months are there in a year? There are 12 months in a year 61 . What are they? January, February, March, April, May, June, July, August, September, October, November, December 62. How many days are there in February? 28 days in ordinary year and 29 days in leap year 63. What can I do for you? Please lend me your pen 64. What do you want to buy? I want to buy notebooks 5. What is the name of your school? My school name is Amali girls higher secondary school Tamil Nadu 67. What is the name of your country? India 68. Which district do you belong to? I belong to Tirunelveli district 69. What are the two important expressions in English? PLEASE and THANK YOU 70. Have you traveled by train? Yes I have travelled by train 71 . Do you have a garden in your school? Yes we have a beautiful garden in our school 72. Do you like to watch cricket? Yes I like to watch cricket 73. Have you ever visited a museum? No I havent 74. Does your teacher beat you? Never she is good to us 75. Are you proud of your school? Yes I am proud of my school 76. Will you pass in all the subjects? I will try to pass in all the subjects 77. Do you revise your lessons everyday? Yes I revise my lessons everyday 78. What fruit do you like? I like mangoes, apples, oranges 79. What is your favourite colour? Rose is my favourite colour 80. When do we celebrate Independence day? Every year on 1 5th August 81 . Where does our president live in? Our president lives in Rashtrapathi Bhavan 82. Why didnt you come to school yesterday? I was not well 83. Where are you going? I am going to the market 84. What are going to buy? I am going to buy Vegetables 85. When will you be back? I will be back in half an hour 86. What is your date of birth? My date of birth is 16th September 1996 87. Did you show your report card to your parent? Yes I have shown it 88. Have you brought the money for the excursion? 89. Have you been to Chennai? No, I havent been to Chennai 90. Why are you standing here? I am waiting for my friend 91 . Are the taps left open? No they are closed 92. Why were you punished? I didnt do my homework 93. What is your ambition in your life? My aim is to become an I. A. S. officer 94. Why do you want to become an I. A. S Officer? I like to serve the people 95. Have you gone to library? Yes I have gone to library 96. What kind of books do you like to read in the library? Auto-biographies of great personalities 97. How many marks would you like to score in sslc? I would like to score above 450 98. Why are you coming late from school today? We had special class today 99. In which subject? Anything special? English. We Practiced spoken English 100. Why do you want to learn spoken English? I would like speak fluently in English. 101 . Who teaches you spoken English? Our English teacher Mrs. Angels RaJamani teaches us spoken English.